📄 Privacy Policy
Effective Date: [23.06.2025]
Welcome to Together Budget. Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our app or website.
🔍 What Information We Collect
We collect the following types of information:
1. Personal Information
Name
Email address
Profile image (optional)
Family/group name (if using shared features)
2. Financial Data
Accounts and balances
Transactions (amount, category, date, note)
Budget goals and limits
Family-related spending data
3. Usage Data
Device type and browser
IP address
Pages visited and actions taken in the app
🛠️ How We Use Your Data
We use your data to:
Provide core budgeting features
Save your accounts, transactions, and categories
Sync data across your devices
Help family members collaborate on shared budgets
Analyze trends and offer insights (privately)
Improve app functionality and support
We do not sell your data to third parties.
🔐 How We Protect Your Data
We take data security seriously and apply the following safeguards:
Encrypted storage
HTTPS for all data transmission
Role-based access control
Secure login with token-based authentication
🤝 Sharing Your Data
We only share your data in the following cases:
With approved family members (for shared budgets)
With service providers like cloud hosting or analytics under strict confidentiality
If required by law or legal request
We do not share or sell your data for advertising purposes.
🧑💻 Third-Party Integrations
We support third-party tools like n8n, which can access your data if you choose to generate and share a secure API token. You are responsible for managing access and permissions for those tools.
🍪 Cookies & Analytics
Our website may use cookies to:
Remember your login
Analyze usage to improve user experience
You can manage cookie preferences via your browser settings.
🧾 Your Rights
You have the right to:
Access your personal data
Correct or update your information
Delete your account and data
Export your data upon request
📧 To exercise these rights, contact us at: [malik@togetherbudget.com]
👶 Children’s Privacy
Together Budget is not intended for use by children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us.
🔄 Changes to This Policy
We may update this Privacy Policy from time to time. You will be notified of any significant changes via email or app notification.
Last updated on: [23.06.2025]
📬 Contact Us
If you have any questions or concerns about this Privacy Policy, feel free to contact us:
Together Budget Team 🌐
🇪🇺 GDPR & 🇺🇸 CCPA Addendum
This section applies to users in the European Union (GDPR) and California, USA (CCPA).
📌 Your Rights Under GDPR (EU Users)
If you’re a resident of the European Economic Area, you have the following rights:
Right to Access – Request a copy of your data
Right to Rectification – Correct inaccurate data
Right to Erasure – Request deletion of your data
Right to Restrict Processing – Limit how your data is used
Right to Data Portability – Export your data
Right to Object – Object to specific uses of your data
📧 To make a request, contact us at: [your-email@example.com] Verification may be required.
📌 Legal Basis for Processing (GDPR)
We process your data under the following lawful bases:
Consent – When you provide personal data voluntarily
Contractual Necessity – To deliver the services you’ve requested
Legal Obligation – To comply with applicable laws
Legitimate Interest – To improve our services and security
📌 Your Rights Under CCPA (California Users)
As a California resident, you have the right to:
Know what personal information we collect and how it’s used
Delete your personal information
Opt-out of sale of your personal data (we do not sell data)
Non-Discrimination for exercising your privacy rights
📧 To make a request, contact: [malik@togetherbudget.com] Or submit a request at: [https://togetherbudget.com/privacy-request] (if available)
⚠️ Do Not Track Signals
We currently do not respond to “Do Not Track” signals sent by browsers.
🕒 Response Timeline
We aim to respond to privacy-related requests within 30 days. Complex cases may require up to 90 days.
👥 Authorized Agents (CCPA)
You may appoint an authorized agent to submit requests on your behalf. We may require proof of your written authorization.
✅ Summary
We respect your data and are committed to transparency, security, and user control. If you have any questions or want to exercise your rights, please get in touch.
📧 Email: [malik@togetherbudget.com] 🌐 Website: https://togetherbudget.com